Vyanne Dinh, 21, a senior at New York University, will be paying close attention next month when the U.S. Supreme Court hears arguments in a lawsuit backed by the Trump administration to overturn the Affordable Care Act (ACA). Thanks to the ACA, the law known as Obamacare, a provision allows young adults to remain on their parents’ health insurance policies until age 26. Dinh, of South Windsor, is covered on her mother’s policy. “If I lost coverage under my parents, I would not know what to do,” Dinh said. “Chances are I would have to handle medical expenses out of pocket, which would definitely cause a financial strain and make me hesitant to go to the doctor’s unless it is a dire emergency.”
“I am also worried about COVID because the risks are too high under current circumstances to be uninsured,” said Dinh.
While the Trump administration seeks to dismantle any and all things Obamacare, Connecticut legislators, in the waning days of this year’s legislative session, passed a bill that protects important health benefits that are part of the 2010 reform package. Legislators also passed a law that seeks to reduce the times police officers arrest both the victim and the aggressor on domestic violence calls, or so-called “dual arrests.” And they, in an attempt to close the gender wage gap, passed a bill that prevents potential employers from asking job applicants about salary history. About that last one, Gov. Dannel P. Malloy said, “This inequity is perpetuated by the practice of asking for salary history during the hiring process, which can disproportionately ensure that women who were underpaid at their first job continue to be underpaid throughout their careers, creating a cycle of poverty and causing real harm to families.”
But let’s give an honest grade for what happened—and what didn’t happen—in the session that ended at midnight May 9. Connecticut legislators’ effort was a solid C for what they could do for families—or, if we’re feeling generous, maybe a C+. Too many pieces of legislations that could have made a big difference in a small state were left on the table, died in committee, or never got traction.
It is a windy day in New Haven, and a gust shakes the offices of Fair Haven Community Health Center. The executive director, Dr. Suzanne Lagarde, is in an upstairs meeting room, and she looks around quickly. “I don’t have a generator—another one of my nightmares,” she said. Downstairs is a full waiting room. A loss of power would be disastrous.
In 2015, the Rev. Nancy Butler, the charismatic founder of Glastonbury’s Riverfront Family Church who died earlier this month, was diagnosed with ALS, or Lou Gehrig’s disease. Neither the advanced degrees she and her husband, Gregory B. Butler, earned nor his experience as a corporate lawyer prepared them for the complexities of the health care system. “My wife gets sick and I don’t have a clue how to navigate,” Greg Butler said. “This stuff is enormously complicated. What does your insurance cover?
Now that America has elected Donald J. Trump as their 45th president, how might the New York entrepreneur’s administration affect women and children in the next few years? Some of this is pure conjecture, since Trump’s policy talks have been notably short on details. Trump has, however, repeatedly said he intends to repeal most of the Affordable Care Act, or Obamacare, which would have grave effect on hundreds of thousands of families, if not more. Since 2010, the ACA has cut in half the number of uninsured citizens to a historic low of 8.6 percent of citizens, or 27.3 million people . A 2015 Congressional Budget Office study said that repealing the program would eliminate insurance coverage for about 22 million in 2017, and coverage of birth control and critical prenatal care might no longer be offered.
Consumers can begin shopping for 2017 health insurance through Access Health CT (AHCT) starting Nov. 1, but they will encounter fewer options and steeper prices than in previous years. Now in its fourth year, the state’s health insurance marketplace looks different than it has in the past. Most notably, it has only two insurance carriers, ConnectiCare and Anthem, instead of four. State insurance regulators approved a 17.4 percent increase in ConnectiCare’s rates for exchange plans and approved a 22.4 percent rate hike for Anthem’s plans.
Open enrollment for consumers to buy health insurance through the Access Health CT marketplace begins Sunday, and 2016 will bring considerably steeper fines for consumers who lack insurance. Access Health CT (AHCT), now in its third year, enrolled close to 100,000 individuals in private insurance plans in its first two years, according to Andrea Ravitz, director of marketing. About 500,000 enrolled in Medicaid through AHCT, during the first two years. The marketplace aims to enroll between 105,000 and 115,000 in private plans by the end of open enrollment, Ravitz said. AHCT concentrated on attracting new enrollees its first two years but this year it has been focusing on retaining enrollees, she added.
In Hartford around the time of the Revolutionary War, one Dr. William Jepson owned a home near where South Church stands now. The doctor was better known as an apothecary, as a nod to his main function of dispensing medicine, but for the most part in those days health care was delivered by the women of the family. Only when herbs and home remedies didn’t work were “bone-setters,” or surgeons and physicians such as Jepson, summoned. Treatment might involve bloodletting, which is exactly as it sounds. Preventive care—the standard for today’s medicine—has a spotty history in this country.
From all indications, the second enrollment for Obamacare is going smoothly for Connecticut residents. But then, Connecticut residents had a relatively easy time the first go-round, even while the federal exchange’s website crashed beneath the weight of would-be applicants. If enrollment is easier all around this time, the law itself faces some of its toughest challenges. The Supreme Court will hear a case that will examine the legality of important federal subsides that help low- and middle-income Americans pay for policies in states that haven’t set up their own exchanges. At issue is the law’s language that refers to subsidies being paid in exchanges “established by the state.” Roughly 4 million people receive those subsidies.
If you’re 65 and living in Connecticut, you can expect – on average – roughly 16 more years of good health, according to a new federal study. In fact, the state ranks number seven for healthy seniors, says another study, this one from the United Health Foundation. That’s if you’re white. If you’re African American, your healthy life expectancy drops to 12 years, or age 77. And from other studies, Hispanics and Latinos don’t fare much better.